Abstract
Successful migration starts with setting specific goals, and making plans to achieve these goals. This Save Smart financial planner can help migrant workers to think about financial goals, weigh the benefits and risks of migration, calculate migration costs, and consider different options for financing migration. The Save Smart financial planner can also help to understand the steps to take while working abroad to budget income and expenses, save money, send money home, and protect against financial risks. It consists of eight modules: Setting your financial goals, Weighing the benefits and risks of migration, Your migration costs, Financing your migration costs, Smart spending and budgeting, Saving, Protecting yourself: Emergency fund and insurance, and Sending money home.