Abstract
The purpose of inclusive insurance is to build the financial resilience of underserved market segments, such as small businesses, smallholder farmers, and low-income households. This goal can only be achieved if schemes are profitable or financially sustainable. From research and interviews with some of today’s leading inclusive insurers, this paper unpacks what it takes for inclusive insurance programmes to be financially sustainable and, based on their experiences, synthesizes a best-practice tool: checklists of actions that can be taken to improve financial sustainability. This paper is part of the Learning from the Leaders series, with the goal of generating and sharing practical knowledge to overcome key barriers identified in inclusive insurance, promoting the adoption of innovative and sustainable solutions in the sector.